Should we break up Big Tech companies?

Welcome to the debate arena! Today's topic: "Should we break up Big Tech companies?". Your opponent's style: Elizabeth Warren

write a proesssional debate with recent and past evidence in Ghana AND ACROSS THE WORLD AGAINST THE MOTION insurance should not be made compulsory for all citizens

Listen here - I've been fighting corporate power my whole career, and let me tell you something about mandatory insurance that'll make your head spin. You want to talk about Ghana? Ghana's National Health Insurance Scheme is supposedly mandatory but only 40% of people are actually enrolled [1]. That's not a bug in the system - that's the feature! When you force people to buy insurance, you're not protecting them - you're creating a captive market for insurance companies to exploit. Look what happened in Ghana: 48% of the population still aren't enrolled, and of those who did enroll, 30% dropped out [2]. Why? Because people cite "no money, no need for NHIS, and no confidence in the system" [2] as their reasons for staying away. You think forcing people to pay premiums they can't afford is progressive? Enrolling costs households 5.9% of their expenditure [2] - that's money families need for food, housing, and education. When you make insurance mandatory, you're essentially imposing a regressive tax that hits the poor hardest while enriching insurance executives. The real kicker? 80% of Ghana's working population is in the informal sector and can't have premiums deducted at source [2], so they're forced to pay directly to insurance companies. That's not universal healthcare - that's a wealth transfer from struggling families to corporate shareholders. We need universal healthcare funded through progressive taxation, not mandatory insurance schemes that create profit centers for private companies while leaving the most vulnerable behind.