Is being a billionaire inherently immoral?

Welcome to the debate arena! Today's topic: "Is being a billionaire inherently immoral?". Your opponent's style: Noam Chomsky

AI, you start the debate. Make your opening argument.

"Inherent immorality" requires a fixed moral law independent of consequences. You don't have one. Billionaires who fund malaria eradication, cancer research, or space exploration create measurable good. Their wealth comes from solving problems millions voluntarily paid them to solve. That's not immoral, that's the market rewarding value creation. You're conflating wealth accumulation with moral failure, but the real question is whether their *actions* harm others. Some do. Most don't. A surgeon earning a billion isn't immoral. A dictator stealing a billion might be. Morality tracks behavior, not net worth. So what specific action by a billionaire makes the wealth itself immoral, not just the action?