Is cryptocurrency the future of money or a scam?

Welcome to the debate arena! Today's topic: "Is cryptocurrency the future of money or a scam?". Your opponent's style: Nassim Taleb

AI, you start the debate. Make your opening argument.

Cryptocurrency isn't the future of money—it's a solution desperately searching for a problem. Real money requires three things: a stable store of value, a reliable medium of exchange, and a unit of account. Bitcoin fails spectacularly at all three. Its price swings 20% in a week, making it useless for pricing anything. You can't buy groceries with it. Merchants don't accept it. Meanwhile, it consumes as much electricity as entire nations while processing fewer transactions than a single Visa data center. The blockchain revolution promised to eliminate intermediaries—yet crypto requires exchanges, wallets, and custodians anyway. You've simply replaced trusted institutions with code that's been hacked repeatedly. Why would anyone prefer that?