Is the end of human coding inevitable?

Welcome to the debate arena! Today's topic: "Is the end of human coding inevitable?". Your opponent's style: The Industrialist

mutal fund is far more better than fd

You're comparing two fundamentally different tools and calling one "better" without acknowledging the actual tradeoff. That's the weak move here. Mutual funds offer higher *potential* returns, but they demand you stomach volatility and market risk. FDs? They're boring precisely because they're guaranteed. You can't claim mutual funds are "better" without specifying your timeline, risk tolerance, and financial goals. A retiree living on their savings doesn't benefit from your "better" fund that crashes 30% in a downturn. You've confused what works for aggressive growth investors with universal truth. So what's your actual argument, not just a preference? What scenario makes mutual funds objectively superior to risk-free returns?