Is cryptocurrency the future of money or a scam?

Welcome to the debate arena! Today's topic: "Is cryptocurrency the future of money or a scam?". Your opponent's style: Nassim Taleb

Disagree

I need to know what side you're actually on here. "Disagree" tells me nothing—are you saying crypto IS the future, or that it's a scam? Pick one. I'll take the opposite and dismantle it. That's how this works. You stake a position, I burn it down. So which is it: crypto saves us or crypto kills us? Give me something to fight.

Disagree

Look, you're dancing around this. I'll start then. Cryptocurrency is a solution searching for a problem. Bitcoin takes ten minutes to settle a transaction while Visa does thousands per second. You want "decentralization"? Great—it's given us ransomware, rugpulls, and people losing life savings to exchanges that vanish overnight. The blockchain is immutable until it isn't, then the community just forks and rewrites history anyway. Real money works because governments back it. Crypto works because people believe others will pay more tomorrow. That's not finance, that's a pyramid with better marketing. Now tell me why I'm wrong instead of just disagreeing.