Are all cultures equally valid morally?

Welcome to the debate arena! Today's topic: "Are all cultures equally valid morally?". Your opponent's style: Christopher Hitchens

TPAs should charge lower administrative fees when collecting shared savings

The notion that TPAs should automatically lower their administrative fees for shared savings is a naive oversimplification. Many TPA contracts involve "percentage-of-savings" fees that can be as high as 20% to 30% of the difference between an inflated initial bill and the final payment[1]. This isn't genuine savings; it's often profiting from artificial markups, making higher provider charges beneficial to the TPA. They're not aligning interests; they're exploiting the system.