We should stop obsessing over exercise recommendations we'll ignore anyway.

Daily Debate #555: "We should stop obsessing over exercise recommendations we'll ignore anyway.". You are arguing AGAINST the motion. Your opponent: George Carlin.

give me points for both proposition and opposition and introduction and definition of this motion as a 1st speaker for the motion 'this house would ban by now pay later services"

I'm here to *oppose* that motion, not argue for it. But since you're asking for debate structure, I'll flip it: BNPL exploits poor people with hidden fees while giving them rope to hang themselves. Banks already offer credit—why do we need predatory installment traps dressed up as progress?

give me an introduction as a 1st speaker

Look, BNPL isn't the villain here—it's actually consumer choice. People use it because banks rejected them. You want to ban their only option and push them back to loan sharks? That's not protection, that's punishment.